The Ins and Outs of Veteran Mortgage Loans

I remember the first time I decided to use my Veteran status to help me secure a Veteran’s Loan. This was 35 years ago, before my Real Estate days and I have to admit I was really quite ignorant. I couldn’t at that time find information to guide me through the process and as a result, it felt clumsy.

 

I recently found this excellent article, something to guide all Veteran’s thru the home buying procedure, specifically securing a VA Loan: VA Loans Offer Good Deals – Ignored in recent years, Veterans Administration mortgage loans are making a comeback.

 

Please feel free to phone me with questions. 

 

David L. Burrows, Realtor
Envirian of Warrenton, Warrenton, VA
Phone: 703.859.5188
Burrows Properties

 

 

Buying thought for the day:
Buying a house can be a complicated process. Remember to employ a Licensed Real Estate Agent. The Agent should not be afraid to give you valid references upon request.

 

Interested in some great reading on selling your home? Take a look at these articles on my website: Selling Your Home: Where do you begin?

Seller Guidance: I would encourage you to employ a Realtor to help you sell your home. When your agent or another agent is showing your house, go away and let them do your work for you. I also urge you to utilize my FREE SELLERS TOOLKIT before selling your house.

Buyer Guidance: I would encourage you to really check out anything and everything you are told by a well meaning seller. Employ the services of a Buyer’s Agent to help you discern what you read and listen to about the area you are thinking of calling home. I would also urge you to get my FREE BUYERS TOOLKIT before heading out on the journey to find your new house.

Try this link to help you find your next home: Fairfax Homes For Sale   When you land on the main page try one of our custom searches listed on the bottom of the page. No registration is necessary for the Fairfax MLS general search on my site. If you check the box to receive automated updates sent to your email, you will be required to give us your name and a valid email address.

Northern Virginia Information – Here you will find answers to your questions about schools, auto registration, taxes, things to do this weekend, popular destinations. It only takes a moment to look and it is free with no registration required!

This blog may contain links to other Web sites operated by third parties. These links are provided as a convenience to access the information contained therein. David Burrows and Envirian of Warrenton have not reviewed all of the information on other sites and disclaim any responsibility for the content of any other sites or the products or services that may be offered on or through those sites. Inclusion of a link to another site does not indicate any endorsement or approval of the site or its content.

David Burrows and Envirian of Warrenton disclaim liability for any damages or losses, direct or indirect, that may result from use of or reliance on information contained in this blog.

 

 

 

Know the facts when purchasing a foreclosure

I’ve worked with many buyers recently who have been interested in purchasing a foreclosure. We all know that the market is saturated with them and I always tell my clients, “Why not, but be careful”.

I came across this article just a short time back that is worth the reading when it comes to buying a property that is a foreclosure. The advice could save you money and other mistakes. I urge you, if you are thinking about making this kind of purchase to invest five minutes of your time in reading this.

7 Steps To A Great Foreclosure Buy

Remember this about purchasing your next property: Knowledge is power. Zeal without knowledge is dangerous in Real Estate.

David Burrows, Realtor
Envirian of Warrenton,
110 West Shirley Avenue,
Warrenton, VA 20186
Direct: 703.859.5188

Real Estate Thought For The Day: Purchasing a house is a challenge in any market. Employ a Professional Real Estate Agent to assist you in this process. A Licensed Agent should not hesitate to supply you with references when it comes to his/her previous work.

Search For A Home Now: Fairfax Homes For Sale, Find A Home In Northern Virginia, Fairfax MLS

Learn About Northern Virginia: Northern Virginia Information

Free Homebuyers Toolkit: Get my Toolkit NOW

This blog may contain links to other Web sites operated by third parties. These links are provided as a convenience to access the information contained therein. David Burrows and Envirian of Warrenton have not reviewed all of the information on other sites and disclaim any responsibility for the content of any other sites or the products or services that may be offered on or through those sites. Inclusion of a link to another site does not indicate any endorsement or approval of the site or its content.
David Burrows and Envirian of Warrenton disclaim liability for any damages or losses, direct or indirect, that may result from use of or reliance on information contained in this blog.

Selling Your House? Don’t Lose Your Negotiating Edge

I’ve sometimes been amazed at what sellers share with prospective buyers as to their reasons for moving when purchasers are touring their home. In fact, I believe when sellers share too much, they without knowing give prospective buyers an unfair negotiating advantage. If the buyer believes the seller has to sell, in other words is desperate to sell, you can bet on the fact they will offer less than they would have otherwise. A seasoned Realtor knows this to be true.

An experienced Realtor will coach their seller as to what and what not to say. Perhaps they will even urge their sellers to go have a cup of coffee at the neighborhood coffee shop while their home is being toured. A seller’s failure to listen could cost him/her big bucks! Here is a link to follow about why sellers need to place a guard over their tongue. Mum’s the Word on Why You’re Selling – Revealing your motivation to sell your home almost always gives the buyer a strong negotiating advantage, warns Steve McLinden.

I urge all sellers to let your Realtor sell your house. In all probability, your agent understands the negotiating process, including what and what not to say while endeavoring to strike a deal.

David L. Burrows, Realtor
Envirian of Warrenton
Warrenton, Virginia  20186
Phone:    703.859.5188
Burrows PropertiesBefore making a phone call to secure a loan for a new house, check your Credit Score Online so that you will have NO surprises.

A Burrows’ Thought For The Moment:

Interested in Some Great Reading on selling your home? Take a look at these reports on my website: BurrowsProperties.Com Seller Reports

Seller Guidance: I would encourage you to employ a Realtor®® to help you sell your home. When your agent or another agent is showing your house, go away and let them do your work for you. I also urge you to utilize my FREE SELLERS TOOLKIT before selling your house.

Buyer Guidance: I would encourage you to really check out anything and everything you are told by a well meaning seller. Employ the services of a Buyer’s Agent to help you discern what you read and listen to about the area you are thinking of calling home. I would also urge you to get my FREE BUYERS TOOLKIT before heading out on the journey to find your new house.

Try this powerful link to help you find your next home: Fairfax Homes For Sale  
The search engine on my site will allow you to find a house by Mapping, County, Subdivision, Zip Code, Address or City. I encourage you to try the Fairfax MLS and in fact, search the entire Northern VA Real Estate area. 

Northern Virginia Information – Here you will find answers to your questions about schools, auto registration, taxes, things to do this weekend, popular destinations. It only takes a moment to look and it is free with no registration required!

Click on the following link for your Complimentary eCalendar & Daily Planner. This is a Free Gift from David. There is absolutely NO sign-up, registration, tricks, or gimmicks. It really is free for you to enjoy! This is a great tool for keeping track of your schedule for all of your Real Estate needs. There is NO obligation.

This blog may contain links to other Web sites operated by third parties. These links are provided as a convenience to access the information contained therein. David Burrows     and Envirian of Warrenton have not reviewed all of the information on other sites and disclaim any responsibility for the content of any other sites or the products or services that may be offered on or through those sites. Inclusion of a link to another site does not indicate any endorsement or approval of the site or its content.

David Burrows     and Envirian of Warrenton disclaim liability for any damages or losses, direct or indirect, that may result from use of or reliance on information contained in this blog.

Your Credit Scores Will Affect Your Next Home Purchase

I’ve written a great deal on guarding your credit, specifically making good credit choices. Still, some of you who are reading this are struggling with your credit and credit scores. On top of that, some of you would like to buy a house, do some home improvement or perhaps even take a trip. The problem is your credit.

Here is a some great reading for you to review. Bump Up Your Credit Score in a Hurry – Planning to buy a home, refi a loan or shop for a new car? Check your score and if you’re not satisfied, use these tips to give it a lift. The assistance in this article is amazing. I hope it helps.

David L. Burrows, Realtor
Envirian of Warrenton
Warrenton, Virginia  20186
Phone: 703.391.9200   x9119
Burrows PropertiesBefore making a phone call to secure a loan for a new house, check your Credit Score Online so that you will have NO surprises.

A Burrows’ Thought For The Moment:

Interested in Some Great Reading on selling your home? Take a look at these reports on my website: BurrowsProperties.Com Seller Reports

Seller Guidance: I would encourage you to employ a Realtor®® to help you sell your home. When your agent or another agent is showing your house, go away and let them do your work for you. I also urge you to utilize my FREE SELLERS TOOLKIT before selling your house.

Buyer Guidance: I would encourage you to really check out anything and everything you are told by a well meaning seller. Employ the services of a Buyer’s Agent to help you discern what you read and listen to about the area you are thinking of calling home. I would also urge you to get my FREE BUYERS TOOLKIT before heading out on the journey to find your new house.

Try this powerful link to help you find your next home: Fairfax Homes For Sale  
The search engine on my site will allow you to find a house by Mapping, County, Subdivision, Zip Code, Address or City. I encourage you to try the Fairfax MLS and in fact, search the entire Northern VA Real Estate area. 

Northern Virginia Information – Here you will find answers to your questions about schools, auto registration, taxes, things to do this weekend, popular destinations. It only takes a moment to look and it is free with no registration required!

Click on the following link for your Complimentary eCalendar & Daily Planner. This is a Free Gift from David. There is absolutely NO sign-up, registration, tricks, or gimmicks. It really is free for you to enjoy! This is a great tool for keeping track of your schedule for all of your Real Estate needs. There is NO obligation.

This blog may contain links to other Web sites operated by third parties. These links are provided as a convenience to access the information contained therein. David Burrows and Envirian of Warrenton have not reviewed all of the information on other sites and disclaim any responsibility for the content of any other sites or the products or services that may be offered on or through those sites. Inclusion of a link to another site does not indicate any endorsement or approval of the site or its content.

David Burrows and Envirian of Warrenton disclaim liability for any damages or losses, direct or indirect, that may result from use of or reliance on information contained in this blog.

Home Buyers: Don’t Forget To Get A Home Inspection

The best possible way to experience peace of mind – translated “Honey, I can sleep tonight” – when purchasing a house is to employ the services of a qualified, well trained home inspector.  A competent inspector will make sure the house’s structure and systems which include, but are not limited to, the roof, heating, plumbing, electrical and air conditioning systems, are in good condition. An inspector will also offer to check for mold and radon. You should expect to pay an additional fee for these two services, especially a radon test.

Now, for my true story: It has been a while now, but sometime back, I accompanied my purchasers on their home inspection, which I always do. This particular house appeared on the surface to be in really good condition. In fact, some questions arose as to why would my buyers even need a home inspection on this property? As always, I insisted just as much as I possibly could. My statement that I’ve always used is, “Everybody, including Realtors, needs a Home Inspection.”

When the inspector, at the very end of the sale wrote his summary and then explained it, we were all stunned to find out there were some major issues, most of them not visible to the naked eye. Without the inspection, for sure my purchasers would have bought the home only to be very unpleasantly surprised after moving in. The surprise would have cost them a considerable amount of money to correct. Moreover, with one of the issues that needed correction, my purchasers could have been set up for a potential fire. By the way, my clients walked away from this deal and have now purchased another house.

Know that a typical home inspection should cost somewhere around $250 to $600 and sometimes even more depending on the size of the house. This is a relatively small amount when you consider the thousands you could lose by not hiring an inspector. When you are preparing your offer to lock in the deal, make sure your Real Estate agent clearly states that the terms of the purchase are contingent on the approval of a professional home inspector chosen only by you, the buyer. Also request the seller NOT be present at the time of the inspection.

Finally, if the seller has fixed anything at all that was noted during the inspection; make sure you get the receipt! This way you will know the repairs in question were performed by a qualified, licensed technician.

David L. Burrows, Realtor^®
Envirian of Warrenton
Warrenton, Virginia  20186
Phone: 703.391.9200   x9119
Burrows PropertiesBefore making a phone call to secure a loan for a new house, check your Credit Score Online so that you will have NO surprises.

A Burrows’ Thought For The Moment:

Interested in Some Great Reading on selling your home? Take a look at these reports on my website: BurrowsProperties.Com Seller Reports

Seller Guidance: I would encourage you to employ a Realtor®® to help you sell your home. When your agent or another agent is showing your house, go away and let them do your work for you. I also urge you to utilize my FREE SELLERS TOOLKIT before selling your house.

Buyer Guidance: I would encourage you to really check out anything and everything you are told by a well meaning seller. Employ the services of a Buyer’s Agent to help you discern what you read and listen to about the area you are thinking of calling home. I would also urge you to get my FREE BUYERS TOOLKIT before heading out on the journey to find your new house.

Try this powerful link to help you find your next home: Fairfax Homes For Sale  
The search engine on my site will allow you to find a house by Mapping, County, Subdivision, Zip Code, Address or City. I encourage you to try the Fairfax MLS and in fact, search the entire Northern VA Real Estate area. 

Northern Virginia Information – Here you will find answers to your questions about schools, auto registration, taxes, things to do this weekend, popular destinations. It only takes a moment to look and it is free with no registration required!

Click on the following link for your Complimentary eCalendar & Daily Planner. This is a Free Gift from David. There is absolutely NO sign-up, registration, tricks, or gimmicks. It really is free for you to enjoy! This is a great tool for keeping track of your schedule for all of your Real Estate needs. There is NO obligation.

This blog may contain links to other Web sites operated by third parties. These links are provided as a convenience to access the information contained therein. David Burrows and Envirian of Warrenton have not reviewed all of the information on other sites and disclaim any responsibility for the content of any other sites or the products or services that may be offered on or through those sites. Inclusion of a link to another site does not indicate any endorsement or approval of the site or its content.

David Burrows and Envirian of Warrenton disclaim liability for any damages or losses, direct or indirect, that may result from use of or reliance on information contained in this blog.

Simple How To Guide When Purchasing A House

Down thru the years, people have asked me, “What are the basic steps I should follow in purchasing a property?” I’ve responded that while some home purchases can be complicated the majority only need a few simple but yet important things to be in place. When the important things are in place the process will generally run smooth. On the other hand, if you fail to have the various steps ready to go your purchase will in all probability be a nail biting experience. Here are the steps:

Shop for and secure Mortgage Approval

In order to have Mortgage Approval you will need to work with a Mortgage Professional. It pays to speak with more than one Mortgage Company because interest and actual mortgage cost can vary. Once you’ve chosen the company, your Loan Officer will determine an amount you can safely afford in a house, pre-approve you and prepare a letter that tells the seller you are approved and ready to buy.

Determine what you are looking for in a property

What is your timeframe?  Are you two months, three months, six months or two years away from purchase?  Are you planning to purchase a New Home, something that is older in a Single Family, or perhaps a condo or townhouse? Do you want a country setting or perhaps you may want to live by the Metro. Do you want to look at Fairfax Homes For Sale or consider all of the Northern Virginia Real Estate market? Determine what you are looking for in purchasing a home.

Find A Realtor^®

Whatever you do, don’t go it alone. I will say it again as I’ve written in the past. I am a Realtor^® that refuses to represent himself. I believe I am good at what I do. In fact, I’ve managed large volume Real Estate offices that have many agents, but I so much believe in representation that I look for someone to represent me in every part of the process of a home purchase. This means, even YOU will need a Realtor^®

You Will Need To Tour A Variety Of Properties In Your Price Range

Remember, you are not bothering your agent when you ask him/her to show you homes. Any agent should be willing to show you several – helping to fine tune your search as you go along. Take notes about the homes you see. When you think you’ve found a house that might be the one, ask your Realtor to slow down and let you spend additional time in the home. Perhaps a second, even a third walk thru would even be in order.

When Ready Make an Offer

When you’ve found the right home, your agent will guide you in putting together an offer. This consists of how much you want to offer the seller, your earnest money deposit, previewing any disclosures and any contingencies that are involved such as inspections, possession, etc. Once the offer is sent to the seller’s agent they will have a specific time frame to respond. Often there will be a counter offer and your agent will guide you through any negotiating that needs to occur, if indeed you want to counter. When both you and the seller have come to an agreement and all signatures are complete you will have a contract but perhaps with some contingencies.

Keep All Of Your Contingency Deadlines

Once your offer is accepted several items (generally included on this list is the Home Inspection) are on strict timetables. You will need to act quickly to meet all of the contingencies within the given time frames. You will need to set up the inspection to be completed within the time period stated in your contract. Whatever contingency is in the contract must be met on time – NO EXCEPTIONS!

Finally, welcome to Home Ownership. Let me know if I can serve you in this process.

David L. Burrows, Realtor^®
Envirian of Warrenton
Warrenton, Virginia  20186
Phone: 703.391.9200   x9119
Burrows Properties

A Burrows’ Thought For The Moment: Before making a phone call to secure a loan for a new house, check your Credit Score Online so that you will have NO surprises.

Interested in Some Great Reading on selling your home? Take a look at these reports on my website: BurrowsProperties.Com Seller Reports

Seller Guidance: I would encourage you to employ a Realtor®® to help you sell your home. When your agent or another agent is showing your house, go away and let them do your work for you. I also urge you to utilize my FREE SELLERS TOOLKIT before selling your house.

Buyer Guidance: I would encourage you to really check out anything and everything you are told by a well meaning seller. Employ the services of a Buyer’s Agent to help you discern what you read and listen to about the area you are thinking of calling home. I would also urge you to get my FREE BUYERS TOOLKIT before heading out on the journey to find your new house.

Try this powerful link to help you find your next home: Fairfax Homes For Sale
The search engine on my site will allow you to find a house by Mapping, County, Subdivision, Zip Code, Address or City. I encourage you to try the Fairfax MLS and in fact, search the entire Northern VA Real Estate area.

Northern Virginia Information – Here you will find answers to your questions about schools, auto registration, taxes, things to do this weekend, popular destinations. It only takes a moment to look and it is free with no registration required!

Click on the following link for your Complimentary eCalendar & Daily Planner. This is a Free Gift from David. There is absolutely NO sign-up, registration, tricks, or gimmicks. It really is free for you to enjoy! This is a great tool for keeping track of your schedule for all of your Real Estate needs. There is NO obligation.

This blog may contain links to other Web sites operated by third parties. These links are provided as a convenience to access the information contained therein. David Burrows and Envirian of Warrenton have not reviewed all of the information on other sites and disclaim any responsibility for the content of any other sites or the products or services that may be offered on or through those sites. Inclusion of a link to another site does not indicate any endorsement or approval of the site or its content.

David Burrows and Envirian of Warrenton disclaim liability for any damages or losses, direct or indirect, that may result from use of or reliance on information contained in this blog.

Know Your Potential Buyers When Selling Your House

Whenever I talk with someone who would like to sell their home, I think about two truths they will have to consider. First, I remind them that they must know who their competition in their particular neighborhood is. In other words, what about the house down the street or around the corner? How is it priced, does it have curb appeal, what will a potential home buyer see when they walk thru it?

Second, Sellers need to center in on why potential buyers might want to acquire their house above another one in the same neighborhood or on the same street. Focusing on this thought for a moment, I recently came across this piece of writing that really provides some useful thought. Here is the link: Why Someone Might Want to Buy Your Home.

I hope you will read and carefully digesting the truths, thinking carefully about your potential buyers. 

David L. Burrows, Realtor®
Envirian of Warrenton
110 West Shirley Avenue
Warrenton, Virginia  20186
Phone: 540.349.3075   x119
Burrows Properties

A Burrows’ Thought worth considering: Buying a house involves commitment to the task before you. My definition of commitment is translated inconvenience. Expect the unexpected after you have a contract. Something always develops that you didn’t expect to happen. When it does, remain calm and absolutely resolved to see everything through to the end. By the way, this is when you lean on your Realtor.

Interested in Some Great Reading on selling your home? Take a look at these articles on my website: Selling Your Home: Where do you begin?

Seller Guidance: I would encourage you to employ a Realtor®® to help you sell your home. When your agent or another agent is showing your house, go away and let them do your work for you. I also urge you to utilize my FREE SELLERS TOOLKIT before selling your house. 

Buyer Guidance: I would encourage you to really check out anything and everything you are told by a well meaning seller. Employ the services of a Buyer’s Agent to help you discern what you read and listen to about the area you are thinking of calling home. I would also urge you to get my FREE BUYERS TOOLKIT before heading out on the journey to find your new house.

Try this powerful link to help you find your next home: Fairfax Homes For Sale  …The search engine on my site will allow you to find a house by Mapping, County, Subdivision, Zip Code, Address or City. I encourage you to try the Fairfax MLS and in fact, search the entire Northern VA Real Estate area.

Northern Virginia Information – Here you will find answers to your questions about schools, auto registration, taxes, things to do this weekend, popular destinations. It only takes a moment to look and it is free with no registration required!

Click on the following link for your Complimentary eCalendar & Daily Planner. This is a Free Gift from David. There is absolutely NO sign-up, registration, tricks, or gimmicks. It really is free for you to enjoy! This is a great tool for keeping track of your schedule for all of your Real Estate needs. There is NO obligation.

This blog may contain links to other Web sites operated by third parties. These links are provided as a convenience to access the information contained therein. David Burrows and Envirian of Warrenton have not reviewed all of the information on other sites and disclaim any responsibility for the content of any other sites or the products or services that may be offered on or through those sites. Inclusion of a link to another site does not indicate any endorsement or approval of the site or its content.

David Burrows and Envirian of Warrenton disclaim liability for any damages or losses, direct or indirect, that may result from use of or reliance on information contained in this blog.

Want To Buy A House? Save – Don’t Waste Your Money

One fact that is true about purchasing a house is that it costs money. In fact, your good credit and the amount of money you will ultimately put down can go a long way toward getting a good deal on a mortgage. The one thing I hear younger adults often talking about is their difficulty in saving for that big day of home ownership.

I have often concluded that saving doesn’t have to be difficult. It is truly a matter of understanding that you can only spend a dollar once. When it is gone – it is truly spent! So when it comes to saving dollars, I believe a good place to start is by observing how much you are truly wasting. I just came across thisarticle  by Karen Datko. 47 Simple Ways To Waste Money      Are you wanting to save? Start by reading this sometimes humorous but yet true writing.

David L. Burrows, Realtor^®
Envirian of Warrenton, Warrenton, VA 20186
Phone: (888) 673-7866 x119
Burrows Properties

Sellers: I would encourage you to employ a Realtor to help you sell your home. When your agent or another agent is showing your house, go away and let them do your work for you. I also urge you to utilize my FREE SELLERS TOOLKIT before selling your house.

Buyers: I would encourage you to really check out anything and everything you are told by a well meaning seller. Employ the services of a Buyer’s Agent to help you discern what you read and listen to about the area you are thinking of calling home. I would also urge you to get my FREE BUYERS TOOLKIT before heading out on the journey to find your new house.

Try this link to help you find your next home: Fairfax Homes For Sale  - When you land on the main page try one of our custom searches listed on the bottom of the page. No registration is necessary for the Fairfax MLS general search on my site. If you check the box to receive automated updates sent to your email, you will be required to give us your name and a valid email address.

Northern Virginia Information – Here you will find answers to your questions about schools, auto registration, taxes, things to do this weekend, popular destinations. It only takes a moment to look and it is free with no registration required!

This blog may contain links to other Web sites operated by third parties. These links are provided as a convenience to access the information contained therein. David Burrows and Envirian of Warrenton have not reviewed all of the information on other sites and disclaim any responsibility for the content of any other sites or the products or services that may be offered on or through those sites. Inclusion of a link to another site does not indicate any endorsement or approval of the site or its content.

David Burrows and Envirian of Warrenton disclaim liability for any damages or losses, direct or indirect, that may result from use of or reliance on information contained in this blog.

How To Have A Happy Closing

For the majority of my years in Real Estate I would have to say that most of the closings I’ve attended have been a very positive and an exciting experience. Buyers and Sellers meet, exchange greetings, keys and helpful information about the property being purchased. They shake hands and wish each other the best! Again, most closings are especially uneventful!

Unfortunately, like other Realtors, I’ve had a handful of closings that has been a nightmare. Perhaps the Sellers felt taken advantage of during the negotiations or they interpreted the contract one way while the buyers read it in another manner. Here is an interesting writing, one of the best I’ve read on the subject. It is titled, How to Avoid Closing Day Glitches – From walk-through surprises to buyer’s remorse, closing day can be a nightmare. Here’s how to make it go smoothly.

Remember, being an informed buyer and seller can make a difference in your transaction. Always take time to read and learn. Knowledge is power when working with Real Estate. When in doubt, ask your agent for assistance so that you always understand the contract and what to expect. If problems arise at the closing table, allow your agent to work on your behalf thereby avoiding a confrontation you will never forget and that might haunt you for years to come.

David L. Burrows, Realtor^®
Envirian of Warrenton, Warrenton, VA 20186
Phone: (888) 673-7866 x119
Burrows Properties

Sellers: I would encourage you to employ a Realtor to help you sell your home. When your agent or another agent is showing your house, go away and let them do your work for you. I also urge you to utilize my FREE SELLERS TOOLKIT before selling your house.

Buyers: I would encourage you to really check out anything and everything you are told by a well meaning seller. Employ the services of a Buyer’s Agent to help you discern what you read and listen to about the area you are thinking of calling home. I would also urge you to get my FREE BUYERS TOOLKIT before heading out on the journey to find your new house.

Try this link to help you find your next home: Fairfax Homes For Sale  - When you land on the main page try one of our custom searches listed on the bottom of the page. No registration is necessary for the Fairfax MLS general search on my site. If you check the box to receive automated updates sent to your email, you will be required to give us your name and a valid email address.

Northern Virginia Information – Here you will find answers to your questions about schools, auto registration, taxes, things to do this weekend, popular destinations. It only takes a moment to look and it is free with no registration required!

This blog may contain links to other Web sites operated by third parties. These links are provided as a convenience to access the information contained therein. David Burrows and Envirian of Warrenton have not reviewed all of the information on other sites and disclaim any responsibility for the content of any other sites or the products or services that may be offered on or through those sites. Inclusion of a link to another site does not indicate any endorsement or approval of the site or its content.

David Burrows and Envirian of Warrenton disclaim liability for any damages or losses, direct or indirect, that may result from use of or reliance on information contained in this blog.

Steps To Take When Buying A House

This was published before but is worth publishing again. Here we go…..

“Wonderful experience” or “What a Nightmare” is how many people describe the home buying experience. As a Realtor, I’ve met several individuals and couples who truly did not know, “How to Buy a House”.  In fact, many people think it’s about touring houses first and then doing whatever else is necessary to make the purchase happen. Nothing could be farther from the truth.

Here in a very simple format are several steps to follow to make your purchase happen. Please feel free to write or call me with additional questions.

1)       Know your Credit Score – Click here to discover how

2)       Find a lender and get your Pre-Approval – Here is an interesting article worth reading on this subject.

3)       Find a Realtor – You will need guidance in this process. You will need someone you can trust to prepare paper work, show you houses, supply phone numbers of trusted vendors and work with all contingencies.

4)       Use the internet for your Search for Homes. Look for houses ONLY in your price range.

5)       Drive by some of the houses you like without your Realtor so as to “fine tune” your search. Perhaps you should park your car and walk the neighborhood.

6)       Ask your Realtor to show you some homes – perhaps a tour of six or seven. If you believe you’ve found the house you are looking for, ask for a second or even a third walk thru.

7)       Have your agent assist you in making the offer. Your Realtor will run some comparables for you. These important numbers will assist you in making a good offer to the sellers.

8)       Stay on schedule with all of your contingencies. Remember to write down ALL of your appointments.

9)       Expect there to be some bumps and allow your Realtor to absorb them. Real Estate transactions are seldom “smooth sailing”. There is almost always a surprise or two.

10)   Don’t be nervous on the day of your closing. Instead, learn from it and allow it to be an experience to personally grow from.

11)   Immediately have your house re-keyed before moving in. I don’t care how nice the sellers were, you do not know who might have keys to the house you just bought. Do this before sleeping there even one night. When purchasing a new house, this is often done for you automatically.

12)   Move in and begin making your new house your new HOME.

Happy House Shopping!

David L. Burrows, Realtor^®
Envirian of Warrenton, Warrenton, VA 20186
Phone: (888) 673-7866 x119
Burrows Properties

Sellers: I would encourage you to employ a Realtor to help you sell your home. When your agent or another agent is showing your house, go away and let them do your work for you. I also urge you to utilize my FREE SELLERS TOOLKIT before selling your house.

Buyers: I would encourage you to really check out anything and everything you are told by a well meaning seller. Employ the services of a Buyer’s Agent to help you discern what you read and listen to about the area you are thinking of calling home. I would also urge you to get my FREE BUYERS TOOLKIT before heading out on the journey to find your new house.

Try this link to help you find your next home: Fairfax Homes For Sale  - When you land on the main page try one of our custom searches listed on the bottom of the page. No registration is necessary for the Fairfax MLS general search on my site. If you check the box to receive automated updates sent to your email, you will be required to give us your name and a valid email address.

Northern Virginia Information – Here you will find answers to your questions about schools, auto registration, taxes, things to do this weekend, popular destinations. It only takes a moment to look and it is free with no registration required!

This blog may contain links to other Web sites operated by third parties. These links are provided as a convenience to access the information contained therein. David Burrows and Envirian of Warrenton have not reviewed all of the information on other sites and disclaim any responsibility for the content of any other sites or the products or services that may be offered on or through those sites. Inclusion of a link to another site does not indicate any endorsement or approval of the site or its content.

David Burrows and Envirian of Warrenton disclaim liability for any damages or losses, direct or indirect, that may result from use of or reliance on information contained in this blog.

Helpful Information About Home Insurance

This is certainly one of the most important topics for Home Owners to be familiar with. For sure, one of the greatest frustrations many homeowners face is high insurance premiums, when to file a claim and somehow avoiding having their policy canceled for what we will call a variety of often what seems to be ridiculous reasons, at least in the eyes of the insured. I personally believe many of us who are homeowners need to more clearly understand how home insurance works and then learn somehow to do a few things that will help to keep us in an affordable, adequate insurance policy at a good price.

Here is a link to an article on the subject that I believe is good reading:  Six Ways to Avoid Home Insurance Snafus – Follow these tips to prevent insurers from charging high policy premiums or canceling your homeowner’s coverage altogether. The writing will only take a few minutes to read but could save you a great deal of frustration and unplanned for expense.

David L. Burrows, Realtor^®
Envirian of Warrenton, Warrenton, VA 20186
Phone: (888) 673-7866 x119
Burrows Properties

Sellers: I would encourage you to employ a Realtor to help you sell your home. When your agent or another agent is showing your house, go away and let them do your work for you. I also urge you to utilize my FREE SELLERS TOOLKIT before selling your house.

Buyers: I would encourage you to really check out anything and everything you are told by a well meaning seller. Employ the services of a Buyer’s Agent to help you discern what you read and listen to about the area you are thinking of calling home. I would also urge you to get my FREE BUYERS TOOLKIT before heading out on the journey to find your new house.

Try this link to help you find your next home: Fairfax Homes For Sale  - When you land on the main page try one of our custom searches listed on the bottom of the page. No registration is necessary for the Fairfax MLS general search on my site. If you check the box to receive automated updates sent to your email, you will be required to give us your name and a valid email address.

Northern Virginia Information – Here you will find answers to your questions about schools, auto registration, taxes, things to do this weekend, popular destinations. It only takes a moment to look and it is free with no registration required!

This blog may contain links to other Web sites operated by third parties. These links are provided as a convenience to access the information contained therein. David Burrows and Envirian of Warrenton have not reviewed all of the information on other sites and disclaim any responsibility for the content of any other sites or the products or services that may be offered on or through those sites. Inclusion of a link to another site does not indicate any endorsement or approval of the site or its content.

David Burrows and Envirian of Warrenton disclaim liability for any damages or losses, direct or indirect, that may result from use of or reliance on information contained in this blog.